This article outlines different tips for making mobile payments more secure. Tips include using safe internet connections, downloading apps from a safe interface, protecting your device with safety passwords and reading the reviews and judging the ratings of the app before downloading.
Download mobile apps from Trustworthy Sources:
If you want to shop from your mobile, make sure you use apps from trusted sources such as the App store, Google store or Boloro. These apps are less buggy than those provided on mobile websites.
- Stores usually have websites which can be accessed using mobile browsers but data must be transferred to the web via a browser, which is to some extent unsafe.
- Using mobile apps is a safer method as one is limited to their back end user interface.
- Downloading apps from 3rd parties other than the apps stores is potentially very risky .
Check Ratings and Reviews of apps:
Warning! Do not download the first app you see on the list after your research. You should go through the ratings and reviews of the app first before downloading it, as it could be a third party app listed in store but not really affiliated. This is a rare occurrence but yet you never know.
Check the ranking stars given by other users
Reading the written reviews can be very helpful
Also check how many people have voted for the particular app to judge its popularity.
Passwords are Necessary:
Many of us are lazy in setting up passwords as putting them in again and again every time the screen locks up can be very irritating. But what if someone accesses your phone via the Wi-Fi you are using and accesses your personal information.
To avoid this problem, setup device passwords.
Some apps provide locking-out pass codes which can only be used by one person – useful for banking related apps.
Accidents happen and if you have a password you are safe.
Transferring Data over Secure Internet Connections:
If you want to transfer data or money online, try to use an application which has a secure back end user interface, but if you are doing it online via a Website use a secure broadband connection.
One way for people to get your password is by accessing your device IP on a public Wi-Fi network.
To prevent your password being leaked use a safe internet connection
Do not use public Wi-Fi to do financial transactions
Risking a login on Facebook and Twitter on public Wi-Fi may allow others to hack your account.
Change Your Passwords Regularly:
Change your passwords about every two months. It is not absolutely necessary as a safety precaution but will give you greater protection. If you feel your passwords may have be compromised, change them immediately. Your gut instincts can often save you from a bigger loss.
Check for money transfers that you don’t recognize
Report immediately to relevant parties to track the account transaction if something is wrong
Use mobile phone apps or Boloro to mitigate these sorts of problems.
Author Bio: This article was written by Syed Irfan Ajmal. He is a certified inbound marketer and curates content at Boloro.